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How to Get a Loan

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information. And if you want assistance, a mortgage expert who can answer questions is just a phone call away.

Here's an overview of the loan-application process

STEP ONE -- Apply Now! Getting started is easy

The first step is to complete your full application, which can be done easily through our website by clicking the FULL APPLICATION link above or in person at one of our mortgage locations.

STEP TWO --  Proccessing your loan

At the appropriate time we will order a property appraisal and do all loan processing for you.

STEP THREE -- Your loan will be underwritten locally

Your loan will be submitted to a local underwriter for review.  Once your loan is approved, we will coordinate with all parties to schedule the closing of your mortgage loan. 

Simple, Straightforward, Cost Effective, and FAST!

BANK OF IDAHO - NMLS#472649
1230 Yellowstone, Pocatello, ID  83206
Office:  (208) 232-5242
Fax:  (208) 233-5278
MortgageLoans@BankOfIdaho.net
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